Ask us anything.

Tedy is a compensation platform. Employers use it to manage benefits, payroll, rewards, stipends, expenses, RRSP matching and earned wage access in one place.

No. Tedy is a software platform, not an insurer. Health and wellness benefits run through employer-funded spending accounts. Life, disability, travel or drug coverage can be added through our insurance partners.

Yes. Tedy is fully automated in Canada and the United States. In other countries, Tedy manages programs and exports amounts to your local payroll.

About 30 minutes on your side. Send us your headcount, start date and contacts, and we configure your programs, create an employee guide and send invitations on your chosen date.

See our pricing page, or book a demo to confirm pricing for your team.

A platform fee per employee, plus the money you move through Tedy: benefit claims, stipends, RRSP contributions, bonuses or any other payment to employees. No insurance premiums and no commissions.

You pay as claims are approved, not when you allocate. You can opt out anytime with no penalty and no contract on most plans.

A health spending account, a wellness account, virtual care, mental health support and an EAP, with optional pooled or individual insurance such as life, critical illness and travel.

Not as a tax-free HSA at this time. Quebec employees can use the wellness account. Employees in other provinces can have a tax-free HSA, including in mixed-location teams.

Yes. You can pay salary through Tedy alongside benefits and other compensation.

Yes. You can send recognition, bonuses and one-time rewards.

Employees upload a receipt in the app. Tedy checks the category, amount, date and eligibility automatically. Unclear claims are reviewed by a person.

Standard reimbursement takes 3–4 business days. Employees can choose instant reimbursement for a small fee.

It depends on the program. In Canada, health spending claims are tax-free for employees outside Quebec. Rewards and gifts can be tax-free when they meet specific CRA criteria, which Tedy follows. Stipends like learning and development or work from home can also be tax-free under CRA criteria. Wellness account amounts are a taxable benefit.

Only the amount actually reimbursed is taxable, not the unused allocation. Tedy generates taxable benefit reports for payroll automatically. For US employees, programs follow IRS rules.