Up to $15,000 HSA
Set aside a meaningful health spending account for eligible medical expenses, with tax treatment that depends on your structure.
Best in class benefits for solopreneurs
Get up to $15,000 in HSA reimbursements plus Dialogue Premium Suite virtual care through Tedy, built for eligible incorporated Canadian solopreneurs who do not have a company benefits plan to join.
Why Tedy for solopreneurs
Enterprise-grade care
Enterprise-grade virtual care and telemedicine usually flow through sponsors—employers, insurers, associations, and similar organizations.
Tedy closes that gap for eligible incorporated Canadian solopreneurs with one benefits experience: a meaningful health spending account (HSA) for eligible medical expenses, plus integrated virtual care and telemedicine so reimbursement, care access, and administration stay coordinated through your business.
What is included
A high-value health benefits package for one.
The page is intentionally specific: this is not a generic wellness perk. It combines direct reimbursement power with care access that solopreneurs usually cannot buy alone.
Dialogue Premium Suite
Access virtual care, mental health support, wellness resources, and family health pathways through a premium care experience.
Built for incorporated solos
Designed for eligible Canadian owner-operators who want enterprise-grade benefits without building a full employee plan.
Virtual care suite
Telemedicine, mental health, and wellbeing support before you need a receipt.
Your HSA helps reimburse eligible expenses. Dialogue adds day-to-day access to care: primary care, mental health, EAP-style work-life support, wellbeing resources, and guided family health pathways.
Primary care
Virtual care for a wide range of non-urgent health needs, from everyday medical questions to guided next steps.
24/7 care-team access
Start from the app when something comes up, with access to a professional care team day or night.
Fast virtual appointments
Text, phone, or video consultations, with appointments available within 24 hours or the next business day where applicable.
Prescriptions and referrals
Prescription renewals from the app and guidance toward in-person specialists when that is the right path.
Mental health support
Flexible mental health care, self-guided therapy tools, stress resources, and specialist support for ongoing wellbeing.
EAP and work-life support
Support for work, family, relationships, legal and financial concerns, substance use, and critical incidents when included.
Wellness and self-care
Clinically validated content, habit reminders, wellbeing challenges, and self-care toolkits available in the app.
Women and family health
Guided support for fertility, pregnancy, postpartum, menopause, family responsibilities, sexual health, and more.
Health Spending Account
Use up to $15,000 toward eligible health expenses.
A health spending account gives eligible incorporated Canadian solopreneurs a structured way to reimburse CRA-eligible medical expenses through the business. It is flexible, receipt-based, and built around the care you actually use.
Common eligible HSA categories
- Dental care
- Vision care
- Prescription drugs
- Physiotherapy and massage therapy
- Mental health services
- Medical equipment
- Fertility treatments
- Eligible spouse and dependent expenses
How it works
From solo business to benefits plan.
Confirm fit
Tedy helps confirm whether the solopreneur structure is the right fit before positioning the HSA amount.
Choose the HSA amount
Set a health spending account up to $15,000 for eligible incorporated Canadian solopreneurs.
Activate virtual care
Add premium virtual care so access is available before a claim or receipt ever exists.
Use it through the year
Submit eligible expenses through Tedy and use virtual care for mental health and wellness support.
