Covered.Your way.

Structure health spending, lifestyle spending, recognition, work expenses
and more around your budget and your people.

Every dimension oftotal compensation.

Tap a dimension to explore coverage.

Benefits

Save up to 50% compared to a traditional group plan. No premiums, no commissions.

Health spending account

Tax-free for employees
Prescription drugs Medications prescribed by a health professional and dispensed by a pharmacist.
Dental care Exams, cleanings, fillings, root canals, crowns, dentures and orthodontics.
Vision care Eye exams, glasses, contact lenses and corrective surgery like LASIK.
Paramedical care Physio, chiropractic, massage therapy, osteopathy, acupuncture and more.
Mental health Psychologists, psychotherapists, mental health social workers and psychiatrists.
Medical equipment Hearing aids, CPAP machines, orthopedic braces, prosthetics and mobility aids.
Hospital and medical services Hospital rooms, ambulance, fertility treatments, vaccinations and in-home nursing.

Health spending account eligibility follows the CRA’s list of eligible medical expenses.

Smiling professional in an office setting.

How does coverage work?

You set the blueprint.

Choose the programs, budgets, categories and rules. Tailor coverage by role, team, class, location, country or branch. One company doesn’t have to mean one-size-fits-all.

Can I set my own rules?

Every one of them.

Co-pays. Deductibles. Caps. Grace periods. Eligibility. You decide how your programs work, or lean on us for what works best. And you can change it anytime.

Can employees choose what works for them?

That’s the idea.

You set the boundaries. They choose what matters most to them, based on their needs, priorities and stage of life.